Payment & Office Policies
The cost of treatment varies from patient to patient depending on his or her needs. Of course, we will not begin treatment before you've had all your questions answered and had a chance to discuss fees and payment options. We accept assignment from most insurance plans, and as a courtesy to you we will file the necessary papers to the insurance company. We work hard to make dental care affordable and to make sure that you get the most from your insurance benefits.
In an effort to keep fees down while maintaining the highest level of professional care, we have established this financial policy:
- Full payment is made at the time of treatment. (If you have insurance, we will wait 60 days for an insurance payment, at which time you are responsible for your balance.)
- To fit your individual needs for extensive treatments, financial arrangements can be made to extend your payments over a period of months, by submitting an application to CareCredit.
- For your convenience, we accept payment by VISA and MASTERCARD, DISCOVER, AMERICAN EXPRESS, CARE CREDIT, as well as cash and personal check.
The details vary from company to company and from policy to policy, but generally insurance covers 50-80% of care after a deductible has been met. We'll pre-authorize major procedures and determine your portion ahead of time. Your portion will be due at the time of service.
Insurance makes life easier, but remember that insurance should not and does not dictate your treatment. Your insurance benefits are determined by a contract between your or your employer and the insurance carrier. While we will make every effort to ensure that your care coincides with your covered benefits, there may be circumstances where the best course of treatment will not be covered by your insurance or may exceed yearly plan limits. If that is the case, we will inform you in advance.
When we have received a payment from your insurance company, any amount that is still due will be billed to you and any payment that exceeds the cost of treatment will be refunded to you.
To discuss payment options or insurance coverage, please call 516.868.3344